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A sneak trade between university and bank
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Xidian University, which is located in Xi'an, capital city of northwest China's Shaanxi Province, is seen in this undated photo. [Photo: CNR.cn] 

Nearly 10,000 students in Xidian University in northwest China's Shaanxi Province recently found each of them has registered a credit card unwittingly, China National Radio reports.

The self-proclaimed financial chief of Xidian University admitted that the massive credit card registration case was planned by the university in a local Industrial and Commercial Bank of China (ICBC) branch.

The "financial chief" confessed the move was in response to ICBC's capital support on Xidian's campus expansion project, claiming the massive registration case as win-win model in the alleged cooperation. Therefore, he argued, "it is reasonable to return the bank by registering a certain number of credit cards."

However, in China, credit card registration requires application, detailed private information and the signatures of the applicants. Then how did the bank make these credit cards legitimate without students' signatures?

Two officials in charge of credit card service of the ICBC branch recalled their "cooperation" with Xi'dian. They said the collective registration was done by the university, indicating that the signatures were also "handled" by Xidian.

Besides, an agreement was signed before card registration, which is based on the "goodwill" from the university and the bank, according to the ICBC branch.

Although the two officials of Xidian, including the above-mentioned "financial chief", said Wednesday they would apologize to all the students involved in the credit-card storm, they did not show any regrets on stealing the students' private information.

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